Our claim that we live in a market unique to what the rest of the nation is experiencing is proven by the fact that our home values have risen at a slow but steady rate. Home appraisers in Montgomery County Tennessee did not over inflate the value of property to begin with so our property has been able to hold a slow but steady increase in this market. So basically, what I am saying is any time is a great time to purchase real estate in the Clarksville area. Yet the present is an especially appropriate time for reasons other than our constant market conditions, one would be that the interest rates have remained low and the city of Clarksville is going through a large economic growth over the next 5 years.

Secondly, Clarksville is home to Austin Peay State University.  Austin Peay is a four-year public, master's level university offering over 56 majors and 63 different concentrations, bringing an influx of both students and faculty. This accounts for an extremely tight rental market, if a home is in good condition and priced at market rent which is usually quite a bit above the mortgage, a residential property is virtually guaranteed to rent if an owner relocates.  In addition, many soldiers who move into the area as active duty end up retiring here.

The Clarksville area is composed of a large number of government employees including active duty and retired military as well as civil service employees and defense contractors that are continually cycling in and out of Fort Campbell. Our market remains consistently stable for reasons directly related to the Army post. First all active duty and retired military are qualified for VA loans which are less risky and more stable than conventional loans. There fore, the chance of a loan default is reduced. This is a positive thing not only for the mortgagee but also for the residential housing market in general because more loans can be made and more houses can be sold, which naturally boosts the economy.